Necklaces ,pendants, chains and chokers have one thing in common – they are all accessories meant to be worn around or near the neck. However, there are distinct differences between them that should not be confused or used interchangeably. A necklace is a type of jewelry that is worn around the neck. Many necklaces tend to consist of a metal jewelry chain, primarily gold or silver. Necklaces can also consist of a series of gemstones linked together in the form of a chain. If a necklace features a charm that hangs or dangles from it, that charm is known as a pendant. A pendant is typically attached to a necklace by means of a small loop.Hope so you understand it in a good way!!